So as to get a quick and hasselfree personal loan from any bank you should keep in mind the following points so that you dont face any problem while taking a loan. The criteria are as follows:
1. Fulltime Employment with regular and recurring income.
2. Minimum monthly income should be atleast Rs. 8000/-.
3. Minimum age required is 18 years.
4. Presence of an active checking account
5. And borrowers have to give some post dated cheque to lenders.